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Credit Card Amount per month?

Scheduled Pinned Locked Moved Balancing Life
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  • M Offline
    M Offline
    momminainteasy
    wrote on last edited by
    #1

    Our CC bill is always around 20k a month. This includes daycare and utilities. I feel like this is really high? We don’t spend extravagantly-is it really just this expensive to live?

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    • 3 Offline
      3 Offline
      3Under3
      wrote on last edited by
      #2

      Right there with you. Ours was $17,000 last month. Childcare and food are our biggest expenses. I’m certain meal planning would help cut back but I work full time and that’s something I can’t commit to right now

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      • L Offline
        L Offline
        LoveThisChapter
        wrote on last edited by
        #3

        Yes … with daycare ours is around that as well. Ditto on food … and I do meal prep and try to shop three stores like a crazy person to bring it down and it’s still astronomical. I don’t have any advice but I do have sympathy because it’s crazy. We aren’t “splurgers” and really try to be mindful. It’s … staggering. Not sure how many families do it, and I say that with a heavy dose of gratitude. 😨

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        • M Offline
          M Offline
          mamacitarita
          wrote on last edited by
          #4

          I ask myself this everyday @LoveThisChapter how do people do it??? Life is so expensive. Ours can fluctuate but it's never lower than $15k. That's even with doing breakfast for dinner once a week and packing lunches for my kids

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          • P Offline
            P Offline
            Purple Fish
            wrote on last edited by
            #5

            Have you tried a financial app like Origin? You can link it to your accounts and easily see your biggest categories of spending. It helped me see some areas where we were overspending.

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            • I Offline
              I Offline
              itsmehi
              wrote on last edited by
              #6

              Agree with the app, we have rocket money (or something like that). Sadly my door dashing had to go down once we could see the total. It adds up quick!!

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              • M Offline
                M Offline
                MotherShip
                wrote on last edited by MotherShip
                #7

                Ours is ALSO outrageous last month it was over $20K and it was scary... i know we eat out WAY too much but also with sports and life and being a working mom I am not sure when I would find the time to meal prep etc. Would love to hear advice from a financial expert or budget expert!!

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                • K Offline
                  K Offline
                  Koala Bear
                  wrote on last edited by
                  #8

                  Cost of living has drastically increased over the last few years!! Every so often we print off a few months of statements and go through them. One time I noticed I had mistakenly signed up for a monthly subscription and I had no idea nor was I getting updates every month that I did so I was spending $20 unnecessarily. I also think coffee, gas stations, eating out can add up quickly!

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                  • G Offline
                    G Offline
                    Green Lizard
                    wrote on last edited by
                    #9

                    First time in a while we haven’t been able to fully pay off our credit card for the month. Averaging about 18-21k a month. Kids are damn expensive!!!!

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